Market statistics · Live · updated November 5, 2026
Massachusetts housing market statistics
Massachusetts housing market statistics for October 2026: median list price, homes for sale, days on market, price cuts and the monthly payment on a typical home, statewide and for every Massachusetts metro, side by side with the U.S. Pulled from the publishers every day and free to quote with a link.
Jump to: Massachusetts metros · vs. the U.S. · What's different in Massachusetts · Charts
Key takeaways
The Massachusetts housing market in October 2026
- Massachusetts's median list price was $699,900 in October 2026, down 6.6% from a year earlier, the 3rd highest of the 50 states and D.C.
- 15,119 homes were for sale, 25.2% more than a year earlier and 18.4% below the same month in 2019. That inventory change ranks 3rd of 51.
- The typical listing sat 44 days (U.S.: 63), and 21.6% of listings had a price cut (U.S.: 20.5%).
- In the Boston-Cambridge-Newton, MA-NH metro, the state's largest by households, the median list price was $765,000 (down 4.4%) with 9,910 homes for sale.
- Principal and interest on Massachusetts's median-priced listing, 20% down at Freddie Mac's 7.24%, is about $3,816 a month (U.S. median: $2,263).
- On the FHFA house price index, Massachusetts home values were up 3.2% over the year to the quarter starting April 2026.
Metros
Massachusetts metro housing statistics, October 2026
Every Massachusetts metro area in Realtor.com's data, largest first. Tap a column to sort. The small line is the change from a year earlier.
| Boston-Cambridge-Newton, MA-NH | $765,000−4.4% | $454 | 9,910+24.9% | 38 | 21.3% |
| Providence-Warwick, RI-MA | $574,900−1.3% | $357 | 3,066+29.7% | 39 | 16.4% |
| Worcester, MA | $537,000−1.5% | $292 | 1,782+35.0% | 44 | 24.0% |
| Springfield, MA | $369,900+2.1% | $236 | 702+37.4% | 39 | 23.7% |
| Barnstable Town, MA | $895,000+0.9% | $545 | 1,319+6.0% | 53 | 17.2% |
| Amherst Town-Northampton, MA | $529,950+6.0% | $302 | 331+59.9% | 53 | 24.4% |
| Pittsfield, MA | $525,000+5.1% | $277 | 595+4.8% | 71 | 15.7% |
| Greenfield, MA | $399,450−12.7% | $234 | 136+21.4% | 44 | 21.0% |
| Vineyard Haven, MA | $2,550,000+6.5% | $1,097 | 246−0.8% | 99 | 10.7% |
| Nantucket, MA | $5,995,000+0.4% | $1,906 | 119−15.6% | 89 | 11.2% |
Metro areas are the Census Bureau's core-based statistical areas; a metro that crosses a state line is listed in each state it covers.
Side by side
Massachusetts vs. the U.S.
| October 2026 | Massachusetts | U.S. | Rank of 51 |
|---|---|---|---|
| Median list price | $699,900 | $415,000 | 3rd |
| Price per sq ft | $407 | $222 | – |
| Homes for sale | 15,119 | 1,183,520 | 29th |
| Inventory change, 1 yr | +25.2% | +7.4% | 3rd |
| Median days on market | 44 | 63 | 48th |
| Price cut share | 21.6% | 20.5% | 19th |
| Pending ratio | 0.52 | 0.32 | – |
Rank of the 50 states and D.C., 1 = highest. Pending ratio = pending listings divided by active listings.
Affordability
The monthly payment on a median-priced Massachusetts home
$3,816 a month
Principal and interest on $699,900, 20% down, 30-year fixed at 7.24%. A year earlier, the same math came to $3,660: $155 a month more now. On the U.S. median listing it is $2,263.
Taxes, insurance, HOA dues and mortgage insurance are extra; in Massachusetts they can change the real monthly cost a lot from one county to the next. A Total Cost of Ownership report adds them for a specific home.
Local knowledge
What's different about buying and selling in Massachusetts
Attorney closings, septic inspections and a capped town levy set Massachusetts apart, with a zoning question on the November ballot.
An attorney must take a real part in the closing
Massachusetts' highest court held in 2011 that many closing tasks are the practice of law and that the closing attorney must play a meaningful role before, at and after closing.
Title 5 septic inspection before a sale
A home on a septic system generally needs a Title 5 inspection within 2 years before the sale (or up to 6 months after, in bad weather, with written notice to the buyer). Only MassDEP-approved inspectors can do it, and the buyer gets the report. A failed system can change the deal.
Deed excise: $2.28 per $500, more on Cape Cod
The deed excise is $2.28 per $500 ($4.56 per $1,000); in Barnstable County (Cape Cod) it totals $6.48 per $1,000. It is customarily a seller cost.
Proposition 2½ caps the town levy, not each bill
A town's total property tax levy can grow only 2.5% a year plus new growth unless voters approve an override or debt exclusion. Because the cap is on the total, one home's bill can still rise faster after a revaluation.
General information for agents, checked against the sources below on October 23, 2026. It is not legal or tax advice; rules change, so confirm details for a specific transaction with the right professional.
Trends
How Massachusetts's numbers have moved
Massachusetts median list price
Massachusetts homes for sale
Massachusetts median days on market
Share of Massachusetts listings with a price cut
Massachusetts house price index (FHFA)
30-year fixed mortgage rate
Questions
Massachusetts housing questions, answered with today's numbers
What is the median home price in Massachusetts?
The median list price in Massachusetts was $699,900 in October 2026, per Realtor.com. That is the asking price of the middle listing; closed-sale medians come from the MLS or county records.
How many homes are for sale in Massachusetts?
15,119 active listings in October 2026, 18.4% below the same month in 2019.
Is Massachusetts a buyer's or seller's market?
Statewide, listings took a median 44 days and 21.6% had a price cut in October 2026. Markets differ a lot by metro and price range; the metro table on this page shows each one, and an Area Market Report shows one neighborhood.
What is the monthly payment on a median-priced home in Massachusetts?
About $3,816 a month for principal and interest on $699,900 with 20% down at 7.24%. Property taxes, insurance and HOA dues are extra and vary widely across Massachusetts.
Free to quote. Use any number on this page with its month and source, and link to agentcos.com/market-statistics/massachusetts/.
Want this for one neighborhood?
These are statewide and metro listing numbers. An Area Market Report gives you 12 months of closed sales for one subdivision, neighborhood or ZIP, built from your MLS export, with your logo on it.
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Sources
- Realtor.com Economic Research, Residential Real Estate Data, state and metro monthly files (median list price, price per square foot, active and pending listings, days on market, price-reduced share). realtor.com/research/data
- Freddie Mac, Primary Mortgage Market Survey, weekly. freddiemac.com/pmms
- Federal Housing Finance Agency, House Price Index for Massachusetts (all transactions), quarterly, through FRED. fred.stlouisfed.org
- Supreme Judicial Court of Massachusetts (via CourtListener), “Real Estate Bar Association for Massachusetts v. National Real Estate Information Services, 459 Mass. 512,” April 25, 2011. www.courtlistener.com
- Massachusetts Department of Environmental Protection, “Buying or Selling Property with a Septic System,” accessed October 23, 2026. www.mass.gov
- Massachusetts Department of Revenue, “Tax Rates,” updated December 30, 2025. www.mass.gov
- Massachusetts General Laws, “Chapter 59, Section 21C,” accessed October 23, 2026. malegislature.gov
Listing numbers describe asking prices and inventory, not closed sales. The page refreshes from the publishers at least twice a day; each publisher updates on its own schedule.